4 mphindi tikamawononga ndalama zambiri

Mphindi 4 tikawononga ndalama zambiri komanso choti tichite nazo

Zosankha zachuma ndi zachitatu (45%) zodziwika bwino za Chaka Chatsopano za 2021, malinga ndi data ya Urban Plates/Ipsos. Mosasamala kanthu za zomwe mwasankha, kapena ngati mwasankha kusakhazikitsa, ndikofunikira kudzichitira chifundo panjira. Ndipo ngati kuwononga ndalama zambiri kukulepheretsani kukwaniritsa zolinga zanu zachuma, nazi nthawi zinayi zomwe mungakhale mukugwiritsa ntchito ndalama zambiri komanso njira zochepetsera ndalamazo.

Pa nthawi ya tchuthi

Malinga ndi National Retail Federation, ogula ku US akuyembekezeka kugwiritsa ntchito $1,000+ panyengo yatchuthi ya 2020. Makamaka panthawi yatchuthi, ndizosavuta kugwiritsa ntchito popanda kuwunika kuwonongeka.

Chinsinsi chothetsera vutoli ndikusamala momwe mumawonongera. Pitilizani ndi ndalama zanu za kirediti kadi, yesani ngati mukugwiritsa ntchito ndalama zochulukirapo kuposa momwe mumafunira kapena zochulukirapo kuposa momwe mungathere, ndikuwonetsetsa ngati mutha kulipira ndalama zonse nokha kapena muyenera kuganizira zina ngati ngongole yophatikiza ngongole.

Tikakhala patchuthi kapena kunja kwa tauni

Mwangoponya mulu wa mtanda paulendo wopita kumayiko ena komanso pa Airbnb yodzikongoletsa. Mutha kutenganso galimoto yobwereketsa yokwezedwayo, sichoncho? Ulendo ukayambanso kutseguka, anthu ambiri aku America ayamba kusungitsa ulendo. Koma mfundo ikadalipo—pamene mukuyenda, mumakonda kuiwala za nthawi yaitali, zomwe zimapangitsa kukhala kosavuta kugwiritsa ntchito ndalama zambiri.

Mwaledzera paphwando la bachelorette ndipo mugulira gulu la akazi 15 kuwombera kozungulira - theka la omwe mukukumana nawo koyamba. Sinthani bwino kupita ku Patrón m'malo mwa mowa wapashelufu wapansi pomwe muli. Mukakhala ndi nthawi yabwino komanso yokhutiritsa nthawi yomweyo, khadi lanu la ngongole ndi chinthu chomaliza chomwe mukuganiza. Ikani pa tabu yanga!

Kaya mukukonzekera ulendo wofulumira wa kumapeto kwa mlungu kapena tchuthi cha banja cha sabata, ndikofunikira kupanga bajeti monga momwe mungakhalire pa moyo wanu watsiku ndi tsiku. M'malo mogwiritsa ntchito bajeti yanu yapamwezi, pangani bajeti yosiyana ya tsiku ndi tsiku yaulendo wanu, kuwerengera ndalama zomwe mungawononge pazakudya ndi zoyendera zapagulu, komanso kudzipatsa malo opumira pazinthu monga zikumbutso ndi usiku.

Pamene timagwiritsa ntchito makhadi nthawi zonse

Zayamba kuchepa kunyamula ndalama, makamaka ogulitsa omwe amakonda makhadi panthawi ya mliri - zomwe zimapangitsa kuti kuwononga ndalama kukhale kosavuta. Koma mukamawononga ndi khadi lanu la ngongole, simukhala ndi malingaliro ofanana ndi omwe mumalipira ndi ndalama. Ndi khadi lanu, mumasambira, kulibwezeranso m'chikwama chanu, ndikuyenda tsiku lanu. Mukamagwiritsa ntchito ndalama, mumayenera kupereka ndalamazo kwa wina ndikuwona zikutha.

Ngati mukonzekeratu ndi kudziikira malire pakugwiritsa ntchito khadi lanu la ngongole—kapena ngati mumagwiritsa ntchito ndalama zambiri—mungapeze kuti muli ndi mphamvu zotha kuwononga ndalama zimene mumawononga.

Tikagonja ku zotsatsa zapa social media

Tonse mwina tidadzipeza tikungoyang'ana nthawi ina, makamaka pakati pa mliri wapachaka womwe watitsekera ambiri mkati. Ndipo kaya ndi Instagram kapena nkhani yankhani, mwina mwakumana ndi zotsatsa zomwe mukufuna kuvala m'chipinda chochezera zomwe simukuzikonda. kwenikweni amafunikira koma akuwoneka omasuka kotero muyenera kugula. (Kapena kulembetsa kwamadzi obiriwira chifukwa Big Brother amadziwa kuti mukuyesera kukhala athanzi mu 2021.)

Njira imodzi yomwe zotsatsazi zimakupezerani ndikukupatsirani malonda ngati 20% kuchotsera kapena kutumiza kwaulere ngati muwononga ndalama zina. Koma ngati mukugwiritsa ntchito $30 kuposa momwe mungafunire ($0), kapena kungosunga $7.99 potumiza, kodi mukuchita bwino?

Kukhazikitsa malire a nthawi pakugwiritsa ntchito malo ochezera a pa Intaneti kungakuthandizeni kupewa zotsatsa zamtundu uwu-ndipo mwinanso kukupatsani chilimbikitso chofunikira kwambiri chaumoyo.