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Kugula Ndondomeko Ya Inshuwaransi Yathanzi? Musaiwale Zinthu 5

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Written by mkonzi

Kugula inshuwaransi yazaumoyo ndi imodzi mwamaganizidwe ofunikira kwambiri, chifukwa imakuthandizani kukutetezani munthawi yamavuto komanso kukutetezani ku mtengo wokwera kuchipatala. Ndi ambulera yanu kuti mubwererenso nthawi yomwe mumayifuna kwambiri komanso chitetezo kwa banja lanu nthawi yovuta pomwe wina akufuna kuchipatala.

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  1. Kodi muyenera kuyang'ana chiyani posankha mfundo zaumoyo?
  2. Kodi ndi zovuta ziti zomwe dongosolo la inshuwaransi yathanzi liyenera kupereka?
  3. Kodi ndondomeko yamakhalidwe abwino ndiyotani ndipo ndichifukwa chiyani ndiyo njira yabwino kwambiri?

Koma, mungasankhe bwanji yomwe imakupatsani zabwino zonse zomwe mukufuna ndikupereka malonjezo. Kodi ndi zinthu ziti zomwe muyenera kuyang'ana posankha mfundo zaumoyo? Tiyeni tiwone zina mwazovuta zomwe dongosolo la inshuwaransi yathanzi liyenera kupereka kuti lidziwike.

Malamulo Makonda

Kukula kumodzi kumakwanira zonse sikulemera kwenikweni pokhudzana ndi mfundo zamankhwala popeza aliyense ali ndi zosowa zosiyanasiyana. Inshuwaransi yabwino nthawi zonse imaganizira zosowa za munthu ndikupereka ndondomeko zokomera zomwe zikufunikira. Ndondomeko yosinthidwa ipereka zowonjezera zowonjezera zomwe zimapereka chivundikiro chowonjezerapo monga mwayi wopeza chithandizo kunja kwa India, mtengo wothandizidwa ndi lingaliro lachiwiri, pakati pa ena. Chifukwa chake, nthawi zonse fufuzani ngati zabwino zilizonse izi zikuperekedwa kapena ayi ndikusankha mfundo zanu moyenera.

Ntchito Zowonjezera

Ndi m'badwo wadijito, ndipo palibe chifukwa chonyamula zolembedwa zolimba nthawi zonse. Dziwani ngati omwe amakupatsani inshuwaransi akukuthandizani kuti muwonjezere pulogalamu yomwe singafune kuti muzinyamula zikalata zadongosolo lazachipatala ndikuwonetsetsa kuti zonse zili pamalo amodzi zopezeka kulikonse, nthawi iliyonse.

Kutenga Kukhazikika

Ndondomeko iliyonse yazaumoyo ndiyabwino ngati njira yodzinenera ili yosalala ngati silika. Nthawi zonse yerekezerani kuchuluka kwa anthu omwe amapereka inshuwaransi ndipo mungosankha omwe ali ndi mbiri yabwino popereka mayankho osavutikira. Momwemonso, kubetcha kwanu kwabwino ndikupeza yemwe ali ndi timu yanyumba yothetsera zonena zake mwachangu ndipo ndimalo amodzi oti mukayankhe mafunso aliwonse omwe mungakumane nawo munthawi ya kuchipatala kapena kutulutsidwa.

Phindu Lakubala

Ngati mwakwatirana kapena mukufuna kukwatira mtsogolo, ichi ndi chinthu chomwe muyenera kuyang'ana ndi inshuwaransi wanu nthawi zonse. Kubadwa kwa mwana ndi imodzi mwanthawi zabwino kwambiri m'moyo komanso kukhala ndi mfundo zaumoyo zomwe zimakupatsirani mwayi woyembekezera zidzakuthandizani kusangalala ndi nthawi yabwino m'moyo posamalira ngongole zonse zachipatala zomwe zimakupatsani mwayi wocheza ndi banja lanu.

Chipatala cha Zachipatala

Mndandanda wazipatala pamaneti a inshuwaransi ndi gawo lofunikira lomwe muyenera kuwerengera mukamagula mfundo zamankhwala. Fufuzani ngati ili ndi zipatala zoyambirira pazandandanda yawo komanso ngati zipatala zoyandikira pafupi ndizomwe zili kapena ayi. Nthawi zonse sankhani mfundo zamankhwala zomwe zimakhudza zipatala momwe mungatengere okondedwa anu ngati mutagonekedwa mchipatala kuti mupeze phindu lopanda ndalama. Mwinanso, zipatala zomwe mumakonda sizili pa mndandanda wama netiweki, uyenera kutulutsa ndalama m'thumba lako ndikufunsira kubwezeredwa pambuyo pake komwe kumatha kukhala kodya nthawi.

Inshuwaransi yazaumoyo wa Care imapereka malingaliro okonzedwa kukutetezani inu ndi banja lanu munthawi ya vuto la thanzi ndikukutetezani ku zovuta zachuma popereka chindapusa chokwanira chomwe chimasamalira ndalama zonse kuchipatala popanda chindapusa pakubweza chipinda, kuchotsera, kapena kulipira limodzi.

Ngakhale mutakhala wathanzi bwanji lero, mukamakula, ma chink okhala ndi zida zankhondo pamapeto pake amayamba kuwonekera ndipo njira yathanzi ndiyo njira yabwino kwambiri yotetezera magawo ena amoyo. Komabe, kuti mupindule nawo kwambiri, ndibwino kuti mukhale ndi inshuwaransi koyambirira ndikusangalala ndi kulipira kwakukulu pamalipiro ochepa.

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mkonzi

Mkonzi wamkulu ndi Linda Hohnholz.

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