Mahotela amavomereza kusamutsa ndalama kuti awonjezere phindu

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Mahotela padziko lonse lapansi, makamaka ku UK ndi Ireland tsopano akuvomereza kusamutsidwa kwa ndalama zapadziko lonse lapansi.

Mahotela akuchulukirachulukira padziko lonse lapansi, makamaka ku UK ndi ku Ireland tsopano akuvomereza kusamutsidwa kwandalama kuchokera kumayiko ena kudzera pamalipiro anthawi zonse. malipiro a malo awo ogona hotelo. M'malo mwake, kutchuka komwe kukuchulukirachulukira kwa kusamutsa mawaya posungitsa mahotelo ndikopambana kwa mahotela ndi makasitomala chimodzimodzi.

Kuti mumvetse kufunikira kwa ntchito zotumizira mawaya pa ma depositi anthawi zonse a kirediti kadi, m'pofunika kuganizira zolipiritsa mahotela ndi makasitomala akamagwiritsa ntchito makhadi. Makampani akuluakulu a kirediti kadi ndi Visa, MasterCard, American Express, Diners Club International, ndi Discover Card. Mahotela, monga amalonda ena, ali ndi njira zambiri zopezera mabanki.

Makhadi a ngongole ndi otchuka padziko lonse lapansi, choncho amavomerezedwa padziko lonse lapansi. Komabe, ndalama za kirediti kadi nthawi zonse zimawononga timbewu tating'ono. M'makampani a hotelo, kukwera kwamitengo kumakhala kofala. American Express mwachitsanzo imadzilipiritsa mitengo yake, motero zilibe kanthu kuti mukugwiritsa ntchito purosesa ya kirediti kadi yanji - mitengo yomwe mumalipira mukasintha sinthani khadi ya AMEX nthawi zonse imakhala mitengo yoperekedwa ndi wopereka kirediti kadi. Mabizinesi ang'onoang'ono ambiri savomereza American Express chifukwa ndi okwera mtengo kwambiri.

Mwakutero, miyandamiyanda ya zochitika zidzakonzedwa, ndipo iliyonse ili ndi chindapusa ndi ndalama zina. Mahotela angakhale akudzichitira okha zoipa pamlingo wina wake mwa kuletsa njira zawo zambiri zamabanki ku makhadi a ngongole okha. Njira yothandiza kwambiri ingakhale kuphatikiza kutumiza mawaya chifukwa izi sizilipiridwa ndi chindapusa cha kirediti kadi.

Ngakhale ndalamazo zimasiyana pakati pa okonza makhadi a ngongole, palinso ndalama zosinthira zomwe ziyenera kuganiziridwa. Izi zimakhala ndi chindapusa + peresenti ya mtengo wonse wogulira. Pakhoza kukhalanso zolipiritsa zina monga makampani amalonda omwe amakhala ngati ophatikizira pakati pa opereka kirediti kadi ndi wamalonda. Amatenganso chunk ya kusintha kuchokera pakuchitapo. Pa mtengo wamba wa £100, mtengowo ukhoza kukhala £2.50 - £3.00, kutengera wopereka kirediti kadi yemwe akufunsidwa.

M’masiku akale, amalonda monga mahotela analibe chochita koma kuvomereza zolipiritsa zolipirira makadi a ngongole. Ku US lero mwachitsanzo, mayiko ambiri amakakamiza kuti awonjezere mpaka 4% pamtengo wogula womwe umaperekedwa kwa makasitomala. Makasitomala sangayamikire ndalama zowonjezera akamagula zinthu pamakhadi angongole, makamaka akakhala patchuthi.

Njira yothanirana ndi chiyani? Kusintha kwa waya.

Kodi Mahotela Akugwiritsa Ntchito Bwanji Ma Wire Transfer kwa Alendo?

Ntchito zosinthira ndalama monga WorldFirst, TorFX, ndi TransferWise zikugwiritsidwa ntchito kwambiri ndi apaulendo ku Ireland ndi United Kingdom. Kusamutsa ndalama ndi makampani omwe si akubanki ndi njira yotsika mtengo yosinthira ndalama imodzi kupita ina popanda kulipira ndalama zosinthira ndi kufalikira kwakukulu. Kutengera ndi kuchuluka kwa ndalama zomwe mukufuna kutumiza pazoyendera zapadziko lonse lapansi ndi zokopa alendo, mutha kupindula ndi mitengo yotsika mtengo komanso matembenuzidwe abwinoko a FX.

Makampani ngati TransferWise amakulolani kuti mutenge ndalama zochepera £ 1 kudzera pa pulogalamu, kapena pa intaneti. Ndikwabwino kusamutsa pakati pa £100 ndi £5,000. Akatswiri akambirana ndi ma dipatimenti a forex aku banki za kusamutsa ndalama zapadziko lonse lapansi ndipo zowona zokha zimalangiza kuti tisagwiritse ntchito mabanki a High Street. Monga momwe zilili, Bank of Ireland imalipira chindapusa cha € 6.35 + 7% kufalikira pamitengo ya FX. Kufalikira ndi kusiyana pakati pa mlingo umene mabanki amagulitsa FX, ndi mlingo umene amagula FX. Izi ndizosiyana kwambiri ndi mitengo ya interbank.Zambiri pazakusamutsa ndalama ku Ireland amakonda kunena kuti kuchuluka kwamakasitomala akusankha makampani otumizira ndalama padziko lonse lapansi kuposa mabanki achikhalidwe komanso njira zama kirediti kadi. Popeza palibe malipiro a waya, komanso kufalikira kocheperapo, pali phindu lalikulu pamene kutumiza ndalama zapadziko lonse kukuchitika.

Mukamagwiritsa ntchito makhadi a ngongole paulendo wapadziko lonse lapansi ndi zokopa alendo, nthawi zambiri pamakhala chindapusa chambiri chomwe chimaperekedwa pamwamba pamitengo yayikulu yomwe makampani a kirediti kadi amalipira. Mwachitsanzo, ndalama zogulira makhadi a ngongole ndi 3% pa ​​Chase, Citibank, ndi US Bank - zomwe zimawononga ndalama zambiri. Patchuthi cha € 2,000, mutha kuyembekezera kulipira ma € 60 owonjezera pazogulitsa zakunja kokha - ndalama zomwe zingagwiritsidwe ntchito bwino pazowonjezera patchuthi chanu.

Kugula FX mu Ndalama Yanu Yanyumba

Mukagula ma euro patchuthi chanu ku Ireland, kapena sterling patchuthi chanu ku United Kingdom, mutha kugula ndalama zakunja ndi ndalama zakunyumba kwanu ndipo mudzataya ndalama zochepa pakusinthira kusinthana ndi kusamutsidwa kwapadziko lonse kwa FX. Ndi makhadi angongole, zochitikazo zimasinthidwa pamitengo yakampani yama kirediti kadi yomwe nthawi zambiri imakhala yochulukirapo.

Ireland ndi malo otentha kwambiri okopa alendo, chifukwa cha kuchepa kwa yuro. Mwachitsanzo, kuyambira Ogasiti 2017, £1 yatsika kuchokera €1.08 mpaka €1.12, kutanthauza kuti apaulendo aku UK amapeza phindu lochulukirapo pandalama zawo akapita kutchuthi ku Ireland. Kwa apaulendo aku US kulimbitsa kokhazikika kwa dola kwachitika kuyambira koyambirira kwa chaka $1 inagula €0.83, ndipo tsopano akugula € 0.86.

Posankha kusamutsidwa kwa ndalama pa intaneti potengera kusamutsidwa kubanki ndi makhadi a kingongole, mutha kupindula ndi mitengo yabwinoyi yosinthira maulendo ndi zokopa alendo ku Ireland. Makampani otumizira ndalama pa intaneti omwe atchulidwa pamwambapa alibe chindapusa pa kusamutsidwa kwapadziko lonse lapansi kupitilira € 1000. Ubwino wowonjezera wogwiritsa ntchito makampani otumizira ndalama padziko lonse lapansi ndikuti palibe zolipiritsa zobisika - mumadziwa ndalama zonse zomwe zili patsogolo. Ndi njira yotsika mtengo yopitira kunja ndipo ndiyosavuta monga kudina batani!

 

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