Zakale Zomangamanga
Kuwala kwa njerwa kwakhala kopanda madzi, makamaka kuzungulira mazenera ndi mazenera amatope pamakona a kumpoto amalola kuti madzi ayambe kuyambitsa mavuto.
Zokwera zomwe zimanyamula madzi pamwamba pa nyumbazi zatsekedwa kwambiri ndi mchere wambiri mpaka pamene ambiri ali ndi 10-15 peresenti yokha ya malo awo oyambirira kuti alole madzi kuyenda. Ngakhale zipinda zogona (kupatula zomwe zidakwezedwa m'zaka 3-4 zapitazi) zimawoneka ngati zosalimba komanso zikufunika kukonzedwanso poyerekeza ndi zatsopano zonyezimira za condo.
Co-op Boards of Directors
Ma board a Co-op amapangidwa ndi kagulu kakang'ono ka ogawana nawo nyumba omwe apatsidwa udindo woyang'anira chilichonse kuyambira pachuma chanyumba mpaka kukonza ndikuwonedwa ngati Atsogoleri abungwe lachinsinsi, zomwe ndizomwe ma co-ops ali.
Mpaka 74 peresenti ya ManhattanMalo okhala ndi nyumba amapangidwa ndi ma co-ops ndipo ndi chitsanzo cha 20th / 21st century ya Community Planned Community. Nthawi zina, amafanana ndi makalabu akumayiko ndi achinsinsi omwe amatsimikizira eni ake (omwe agula mayunitsi mnyumbamo) kuti azingidwa ndi ena omwe amawoneka ndikupeza ndalama monga momwe amachitira. Chinsinsicho chimalola kusankhana popanda chilango. Tsoka ilo, chitsanzocho sichinagwirizane ndi miyezo yamakono yowonekera komanso yosatheka kusintha chifukwa cha mphamvu zandale zomwe zimabwera ndi mphamvu zachuma zoterezi. Zowonadi, ndizowopsa kwa ogula omwe sakugwirizana ndi nkhungu yanyumba iliyonse.
Pamene mavuto amthupi afika pa ma co-ops, kukankhira ndalama zokonzetsera kukwera kwambiri, Mabodi a Co-op adakana mouma khosi kuzolowera nthawi.
Amaletsa kwambiri ndalama ndi kuwonekera. Amayika aliyense amene akufuna kukonzanso pogwiritsa ntchito kuwunika kovutirapo komanso kuvomereza komwe kumatenga miyezi komanso kumawononga madola masauzande ambiri. Ma BOD akupitilizabe kuweruza ofunsira pazolinga zaumwini (ndalama, komwe ana amapita kusukulu, ntchito ndi olemba anzawo ntchito, kaya adakhalapo pamilandu mosasamala kanthu zaubwino) ndi mafunso ena omwe sayenera kulowa muzowunikira. Chotsatira? Mtengo wa co-ops, makamaka zazikulu, zakhala zikutsika poyerekeza ndi ma condos kwa zaka 15 zapitazi. M'malo mwake, muyenera kukhala ochezeka pang'ono kuti mukhale okonzeka kuyendetsa zonse kuwunika kwa Board ndikukonzanso.
Mapepala okhudzana ndi kufunsira kugula angatenge miyezi kuti amalize ndikuphatikiza zikalata zaku banki, ma W2. zikalata za msonkho, makalata amphatso, ndi kufotokoza kuchuluka kwa ndalama zolandiridwa kuchokera kwa anthu ena. Kuphatikiza apo, pali chofunikira kuti munthu afotokoze chifukwa chomwe wopemphayo akufuna kukhala mnyumbamo, pamodzi ndi makalata ena omwe amaphatikiza zolemba zaumwini ndi akatswiri.
Pambuyo pa nthawi zonse, khama ndi ndalama, oyembekezera ogula akhoza kukanidwa ndi BOD ndipo sadzadziwa chifukwa chake. Kukanidwako kungatengere zaka, jenda, chikhalidwe, chuma, umunthu, banja, chilankhulo…
Monga bungwe lachinsinsi palibe lamulo lalamulo kuwuza wopemphayo chifukwa chake adakanidwa; komabe, akakankhidwa, amatha kunena kuti chifukwa chake chinali chandalama. Mamembala a BOD sakuganiza kuti ndalama zomwe mumapeza ndizokwanira, chiwongolero chanu changongole sichokonda, amawona zomwe sanakonde mu lipoti la ngongole, sanakukondeni, umunthu wanu ndi / kapena mayankho. ku mafunso awo ... zilizonse. Muthanso kukanidwa chifukwa sanakonde mtengo wanu wopereka. Zilibe kanthu kuti inu ndi wogulitsa ndinu okondwa - adzangonena AYI. Ngakhale pali zovuta zonse komanso zovuta zakuthupi ndi ma co-ops, Mabodi amakaniratu kusintha.
© Dr. Elinor Garely. Nkhani yakulemba, kuphatikiza zithunzi, sizingatengeredwe popanda chilolezo cholemba kuchokera kwa wolemba.
Mndandanda:
Gawo 1. New York City: Malo abwino ochezera koma… Mukufunadi kukhala kuno?
Gawo 2. C0-OPS M'MAVUTO
Kubwera:
Gawo 3. KUGULITSA CO-OP? ZABWINO ZONSE!
Gawo 4. KODI NDALAMA ZANU ZIMKUPITA
Part 5. TISAKUMBA DYENJE LA NDALAMA
