Kafukufuku wophatikizidwa ndi Debt.com ndi Florida Atlantic University Business and Economics Polling Initiative (FAU BEPI) akuwonetsa kuti okalamba komanso achichepere omwe adafunsidwa adataya akaunti yawo yosungirako chifukwa cha mliri. Gen Z (wazaka 18-24) adachita izi kwambiri, pa 72%, ndikutsatiridwa ndi Silent Generation (wazaka 75 ndi mmwamba) pa 61%.
Mibadwo itatu yapakatiyi idachita bwino posunga ndalama zomwe adasunga pa nthawi ya mliri, koma ziwerengero zikukhudzabe. Theka lokha la Zakachikwi (51%) lidapeza ndalama zomwe adasunga, kutsatiridwa ndi Gen Xers pa 45%. Mwambiri, Baby Boomers adakwanitsa kusunga ndalama zawo, pomwe 29% okha a Boomers amati adasunga ndalama.
"Kugwedezeka kwachuma kwa mliriwu - komanso zotsatira zake - kukukhudza akulu akulu komanso achichepere kwambiri ku America," atero Wapampando wa Debt.com Howard Dvorkin, CPA. "Achinyamata aku America anali atatsala pang'ono kubweza ndalama ndikuchedwetsa zolinga za moyo wawo chifukwa cha zinthu monga ngongole ya ngongole ya ophunzira. Tsopano ali m'mbuyo kwambiri chifukwa cha COVID. Sikuti amangosunga ndalama zochepa, koma ambiri adanenanso kuti adataya ndalama ndipo adatenga ngongole chifukwa cha mliriwu. ”
Achinyamata aku America nawonso anali omwe amasiya kulipira makhadi awo panthawi ya mliri. Oposa theka la omwe adafunsidwa pa kafukufuku wa Gen Z (57%) adavomereza kuti sakanatha kusunga ndalamazo. Fananizani izi ndi 17% yokha ya Baby Boomers ndi 21% ya Gen Xers omwe adanenanso chimodzimodzi.
Kafukufukuyu adawonetsanso kuti Silent Generation ingakhale ikulowa mwakachetechete m'ngongole ya kirediti kadi. Mmodzi mwa atatu ali ndi ngongole yoposa $30,000 m'makhadi a ngongole, ndipo pafupifupi 5% ali ndi ndalama zoposa $50,000. Oposa 4 mwa 10 amanyamula ngongole za kirediti kadi mwezi uliwonse.
Mtsogoleri wa FAU BEPI Monica Escaleras adanena kuti kusiyana kunabuka osati ndi msinkhu, komanso ndi malo. Escaleras anati: “Mibadwo ya achichepere ndi a Kumpoto Chakum’maŵa ndi Kumadzulo anatenga ngongole zambiri za makadi a ngongole. "Anthu a Kumpoto chakum'mawa ndi Kumadzulo adanenanso kuti ndalama zambiri zatayika chifukwa cha COVID-19 poyerekeza ndi Kumwera ndi Midwest."
M'malo mwake, a Midwesterners amawoneka kuti akuyenda bwino kuposa anzawo amchigawo pafupifupi pafupifupi chilichonse. Sanali ndi mwayi wopeza ndalama zambiri, sakanatha kutenga ngongole ya kirediti kadi ndi kusiya kulipira, komanso sangatenge ndalama posunga.
"Monga momwe COVID-19 yafalikira mosiyanasiyana m'dziko lonselo, kusokonekera kwachuma sikufanana," akutero Dvorkin. "Ziwerengero zonse zamtengo womwe talipira zimatiuza kanthu, koma sizikunena zonse."
