Atsogoleri aku India oyendayenda komanso zokopa alendo atakumana ndi zachuma pambuyo pa COVID

Atsogoleri ndi mabungwe aku India akupitilizabe kugwiritsa ntchito mphamvu zawo kuti awone momwe maulendo angayendetsere bwino. Amafuna chithandizo koma amaperekanso malingaliro kuti athandize zochitika zachuma za post-COVID bwino.

Pafupifupi masiku 50 otseka komanso kuyimitsidwa kwathunthu kwantchito kwapangitsa mabizinesi ambiri kukhala pachiwopsezo. Kupitilira apo, ndalama zomwe zili zofunika kwambiri zitha kusokoneza mapangano obwereketsa, kuthekera kwa kutsika kwamitengo ndikuwombola mwachangu nthawi zina, kukakamiza makampani kuti awonjezere mtengo wandalama.

Pakati pa nkhawa zomwe zikuchulukirachulukira kuti kugwa kwa mabizinesi ambiri kungayambitse kutsekeka / kulephera kwamabanki, FICCI ndi Deloitte apanga njira yopambana pamavuto omwe akulepheretsa bizinesi kupitiliza. Zimapereka njira ziwiri zosavuta. Choyamba ndikulekanitsa zovuta zachuma cha post-COVID pamabizinesi ndikusuntha zotayika kuchokera ku P&L kupita pamasamba oyambira. Gawo lachiwiri likufuna kuti mabanki alowererepo ndikupereka chithandizo chokhazikika monga Crisis Liquidity Bridge kudzera mu Ngongole yowonjezera ya Working Capital Term Loan (WCTL), Funded Interest Term Loan (FIT L), ndi zida zina zomwe mabizinesi angafunikire kuthana nazo. zotsatira zachuma za post-COVID.

Dr Sangita Reddy, Purezidenti, FICCI adati: "Njira yokhayo yowonetsetsa kuti mabizinesi azikhala okhazikika pambuyo potsekeka ndikuteteza chuma ndikuchepetsa Zotsatira za COVID ndikuthandizira mabizinesi omwe ali ndi mwayi wobwereranso. Kuwonetsetsa kuti mabizinesi akulu azipitilira ndikofunikira kuti chuma chibwerere m'mbuyo, popeza 50% ya ma MSME amadalira mabizinesi otere. ” Ananenanso kuti izi zitha kuchitika ndi kuyankha kogwirizana kuchokera ku boma, RBI ndi mabanki ndi ndalama zocheperako ku exchequer.

Bambo Sumit Khanna, Partner, Deloitte India, anati: "Ngakhale mabizinesi okhazikika akusowa njala. Tikupangira kuti mabizinesi achedwetsedwe zotayika zokhudzana ndi COVID ndikuyerekeza thandizo la Crisis Liquidity Bridge pamakampani a INR 3-4 lakh crores kuti akwaniritse kusiyana komwe kudapangidwa, kudzera pamabanki. Chifukwa cha kugwa kwakukulu kwa ndalama zophwanya mapangano obwereketsa komanso kusakhazikika komwe kungawononge mabanki omwe amapindula poyang'anira ma NPAs. Boma limatsimikizira ngongoleyi ndi RBI, ndipo mabanki amagwirira ntchito limodzi kuti awonetsetse kuti mabizinesi okhazikika komanso mtengo wawo wasungidwa. "

Lipotilo likuwonetsa kuti gawo lowombola la lingaliroli ndilakuti boma silipanga thumba lililonse patsogolo. Boma limangofunika kupereka chitsimikiziro pa ngongole zamabanki potengera kuwunika kwa mabanki obwereketsa, motsogozedwa ndi magawo okhazikitsidwa ndi RBI. Ngakhale pakhoza kukhala zolakwika ngakhale kuwunika mosalekeza komanso mosamalitsa, zikuyembekezeka kukhala mkati mwa 10%, zomwe zimafunikira thandizo la INR 30,000 - 40,000 crore kumabanki kwazaka 5 ndi boma.

Lingaliroli lili ndi zabwino zambiri:

- Kuchira mwachangu kwachuma komanso kusunga ntchito

- Kukula mwachangu kwa GST ndi Zosonkhetsa Misonkho ya Boma: Pongoganiza kuti zosonkhetsa pamwezi za GST zatsika ndi 50% mpaka INR 50,000 crore pm panthawi yazachuma pambuyo pa COVID, ndipo ndi thandizo lazachuma kudzera kumabanki, zosonkhanitsira za GST zimatsitsimuka pamlingo wofulumira. , boma lidzatha kutolera zambiri pazaka zisanu.

- Pongoganiza kuti 1% imafalikira pamabanki obwereketsa ndi ndalama zina, ndalama zomwe mabanki amapeza pachaka zidzakwera ndi INR 3 mpaka 4 crore ndikupereka mwayi kuti mabizinesi azitha kulephera.

Lipotilo likugogomezera kuti mapindu ake amaposa kuwonetseredwa kocheperako. Malingalirowa amachepetsanso kuwonekera kwa mabanki ku NPA > INR 3 lakh crore (@ 10% kusakhazikika pangongole yakubanki kumakampani), komanso thandizo la boma pakukweza ndalama zamabanki kuti athane ndi kusokonekera kwawo chifukwa chakutayika kwa chiwongola dzanja ndi zina. kupereka. Izi zitha kuchepetsedwa popereka chithandizo chandalama chochepa cha INR 30,000 - 40,000 crore kumabanki pazaka 5. Zotsatira za kusachitanso njira zotsitsimutsa kuti zithandizire mabizinesi zitha kukhala zapamwamba kwambiri.

#kumanga