Kumvetsetsa zomwe amakonda komanso machitidwe a apaulendo aku Mexico ndikofunikira kuti muwonjezere ndalama zokopa alendo. Akatswiri amakampani akuwonetsa kukhudzidwa kwakukulu kwachuma komwe alendo olankhula Chisipanishi amakhala nawo pazachuma zam'deralo, komanso mwayi wokulirapo womwe umabwera anthu apaulendo aku Mexico akalandira njira zolipirira digito.
Chisipanishi, chomwe chimalankhulidwa kwambiri padziko lonse lapansi, chili ndi anthu olankhula 750 miliyoni padziko lonse lapansi, chomwe chili pachiyankhulo chachiwiri chomwe chimalankhulidwa kwambiri padziko lonse lapansi, pambuyo pa Mandarin komanso Chingerezi chisanachitike. Mexico ili ndi anthu ambiri olankhula Chisipanishi, ndipo 126 miliyoni.
Kuwonjezeka kwa chiwerengero cha Alendo aku Mexico ndi kuthekera kwawo kogula kumapereka mwayi wochuluka ku gawo lazokopa alendo padziko lonse lapansi. Pozindikira zomwe amakonda komanso momwe amayendera, makampani amatha kulolera bwino gawo la msika lofunikirali. Kulimbikitsa kugwiritsa ntchito njira zolipirira digito sikungopititsa patsogolo maulendo a apaulendo aku Mexico komanso kukulitsa mwayi wokulirapo kwachuma chakumalo komwe amapitako.
M'chaka cha 2023, Mexico idachoka mochititsa chidwi 46 miliyoni, zomwe zikuwonetsa kukhudzidwa kwa msika wolankhula Chisipanishi, makamaka gawo la Mexico, pamakampani oyendayenda padziko lonse lapansi. Ziwerengero zaposachedwa kuchokera ku National Institute of Statistics and Geography (INEGI) - bungwe loyima palokha la Boma la Mexico lomwe limayang'anira National System of Statistical and Geographical Information ya dzikoli - likuwonetsa kukwera kochititsa chidwi kwa maulendo apadziko lonse pakati pa nzika zaku Mexico. Pofika Meyi 2024, anthu 5,360,549 aku Mexico adayamba maulendo akunja, kuwonetsa maopaleshoni 30% poyerekeza ndi Meyi 2023.
Zambiri zamakampani zikuwonetsa kukwera kwakukulu kwa chiwerengero cha apaulendo aku Mexico opita kunja, ndi kuchuluka kwa 85% kwa apaulendo kuyambira Januware mpaka Meyi 2024 kuyerekeza ndi nthawi yomweyi mu 2023. -malo opitako monga Italy, Spain, France, ndi United Kingdom, mosiyana ndi malo ngati United States kapena Colombia.
INEGI inanena kuti alendo aku Mexico adawononga ndalama zokwana madola 895.6 miliyoni popita kunja, kusonyeza kukula kwa 21.5% poyerekeza ndi chaka chatha. Ndalama zomwe zimagwiritsidwa ntchito paulendo zinakweranso, ndipo apaulendo aku Mexico tsopano akuwononga pafupifupi $167.08 paulendo. Deta yamakampani ikuwonetsa kuti ndalama zomwe munthu aliyense amawononga pazochitika zakwera ndi 10% mu 2024. Kukweraku kukuwonetsa kuchulukirachulukira kwachuma kwa alendo a ku Mexico pachuma cha malo omwe amawakonda.
Fintech ndi akatswiri olipira adachita kafukufuku ndikugogomezera kufunika komvetsetsa zokonda zamalipiro pakati pa alendo aku Mexico. Ndalama zimakhalabe njira yabwino kwambiri kwa 100% ya anthu aku Mexico, makamaka pazowononga tsiku lililonse kapena zotsika mtengo (47%), komanso amagwiritsanso ntchito makhadi obwereketsa (85%) ndi kirediti kadi (66%). Ngakhale njira zolipirira digito zili ndi kutsika kogwiritsa ntchito pano pa 34%, zimapereka mwayi wokulirapo chifukwa cha kusavuta kwawo komanso mawonekedwe achitetezo.
Gawo lamalipiro a digito ku Mexico likukula chaka chilichonse, ndipo makampani opanga maulendo ndi zokopa alendo atha kupititsa patsogolo izi mwa kugwiritsa ntchito ukadaulo wapadera, wotetezedwa womwe umatsimikizira kugulitsa kotetezeka komanso kofulumira, motero kukulitsa njira zolipirira zomwe zilipo. Pamene anthu ambiri aku Mexico akulandira njira zolipirira digito, mwayi wakutukuka kwachuma pamakampani azokopa alendo umakwera kwambiri.
Kutsimikizira 'chitetezo ndi kukonza munthawi yake' zolipira ndikofunikira pakukulitsa ubale wokhazikika ndi mabanki ndi mabungwe azachuma. Kukhazikitsa njira yovomerezera njira zambiri zolipirira kumathandizira mabizinesi kusintha ndikukwaniritsa zofunikira zosiyanasiyana za apaulendo. Ndi kukwera kwa kukhazikitsidwa kwa malipiro a digito, pali mwayi wofananira wa kukula kwakukulu kwa ndalama zokopa alendo.
