Eni ake a Timeshare omwe akuvutika amalemba ndalama zolipirira kwambiri

Anthu obwera kutchuthi nthawi zonse atha kupeŵa kutsika kwa mitengo yotsika mtengo mwa kukhala kudziko lakwawo. Eni eni ake aku UK nthawi amakhala ndi malo omwe amapitako, nthawi zambiri m'maiko omwe ndalama zawo zimakhala zocheperapo kuposa mtengo wake waposachedwa.

Msonkho wa "timeshare stealth"

Eni ake a timeshare amalipira ndalama zambiri kuti akhale mamembala ku malo omwe kale anali achinsinsi. Wogulitsayo akutchula, zomwe zikuwoneka ngati zongoganizira, kuti padzakhala ndalama zochepa pachaka zokonza. "Chabwino," akuganiza kasitomala. "Malowa amafunikira penti pafupipafupi, ndipo dziwe limakhala laukhondo ..."

Ndalamazo zitha kuwoneka zokwera poyerekeza ndi lingaliro la kasitomala woyendetsa mtengo wamtundu wa nyumba yomwe ikukhudzidwa, koma ngati ili yochepera kufananiza ndi hotelo yomwe ingawononge kwa sabata, masamu akuwoneka kuti akugwira ntchito.

Amasaina, ndikulipira gawo lawo. Kwa eni ake ambiri, ndi chisankho chomwe amanong'oneza nazo bondo kwazaka zambiri.

Kuwonjezeka kosalekeza

Kugulitsa kwanthawi yayitali kwatsika pang'onopang'ono kuyambira pakukula kwawo mu 1990s. Ndalama zokhazo zomwe zatsala ku malo ochezerako omwe adakalibe ndi moyo wachuma ndi ndalama zolipirira pachaka. Izi sizimangiriridwa ndi inflation ndipo zitha kukwezedwa mwakufuna kwa malo ochezera.

Mamembala amakakamizika kulipira chilichonse chomwe kampaniyo ingasankhe, ngakhale zitakhala zosayenera bwanji. Mamembala ena anena kuti chindapusa chawo chapachaka chakwera kuwirikiza mtengo wake woyamba.

Chiwongola dzanja chowonjezereka chikuyembekezeredwa posachedwa chifukwa cha kukwera kwa inflation, mafuta ndi zina. Mitengo ya hotelo yaku Spain yakwera 36% kuyambira chaka chatha. Mitengo yanthawi ku Spain ikuyembekezeka kukwera mofanana kapena kukulirakulira.

Obwera kutchuthi ku UK atha kusankha kukhala pafupi ndi kwawo ndikutenga maholide osiyanasiyana kuti agwirizane ndi bajeti yawo.

Anthu omwe ali ndi nthawi ku Spain ali ndi zosankha zochepa, chifukwa ali ndi udindo wolipira tchuthi chawo ku Spain. Amatha kulipira tchuthi chawo, koma osachitenga; kapena angatenge holideyo ndi kuvutika ndi kukwera mtengo kwa ndalama za tchuthi m’dzikolo.

...ndipo zomveka zikupitilirabe…

Ma Brits omwe akupita kutchuthi ku Spain kapena ku US ali ndi zovuta zina kuyambira Seputembala 2022: Mapaundi posachedwapa adatsika kwambiri motsutsana ndi dollar komanso otsika kwambiri motsutsana ndi Yuro m'zaka.

Izi zikutanthauza kuti pamwamba pa kukwera kwa mitengo chifukwa cha kukwera kwa mitengo kwaposachedwa, obwera kutchuthi ku UK amapeza phindu locheperapo pakugwiritsa ntchito ndalama ku EU kapena USA. Apanso, izi zimapangitsa kuti apaulendo osamala za bajeti akhalebe komwe ndalama zawo zimawagulira zambiri.

Apanso, eni eni nthawi alibe ufulu umenewo.

Ndalama zolipirira

Eni ake a nthawi ku Spain ndi US ali ndi vuto lina lazachuma lomwe angatenge. Ndalama zolipirira zaku US zimaperekedwa ndi madola. Ma invoice akuluakulu aku Europe omwe ali ndi nthawi yayitali mu Euro (Anfi, Club La Costa, Diamond ndi Marriott pakati pa ena)

Ku US mapaundi ndi ofunika pafupifupi 21% kuposa momwe zinalili kumayambiriro kwa chaka. Chifukwa chake ndalama zolipirira $1000 pano zikuwononga Brit £936. Kumayambiriro kwa chaka chiwongola dzanja chomwecho cha $ 1000 chikanangotengera mwiniwake waku Britain £780.

Ngakhale kuti Euro siinagwe kwambiri, idatsikabe pafupifupi 11%. Chifukwa chake chiwongola dzanja (chawonjezedwa kale kwambiri) chikukwezedwabe chifukwa cha mitengo yosinthira. Bili ya €1000 tsopano ikuwoneka ngati bili ya €1110 kwa Brit yemwe akuyenera kusintha kuchokera kuSterling.

Nditulutseni!

Ndizosadabwitsa kuti a Brits akufunitsitsa kuthawa kukwera mtengo kwa umwini wanthawi. "Mamembala akumenyedwa kuchokera kumbali zonse," akutsimikizira Andrew Cooper, CEO wa European Consumer Claims. "Ndalama zawo zikuchulukirachulukira pamitengo yosalamulirika, pomwe ndalama zomwe amalipira ndizotsika mtengo. Mamembala atsekeredwa m'njira zatchuthi zomwe zimawakakamiza kupita kumalo okwera mtengo komanso nthawi zina osawalandira.

"Anthuwa amafuna zomwe wina aliyense ali nazo: kusinthasintha kwa tchuthi malinga ndi zosowa zawo ndi njira zawo.

"Akufuna kukhala omasuka ku umembala wawo wanthawi."