Chinyengo chandalama ndi chinyengo chandalama zimaphatikizapo njira zambiri zachinyengo. Malonda amkati, ma Ponzi schemes, ndikusintha mwayi wopeza ndalama ndi zina mwazochitika izi. Ngati ozunzidwa abweza zomwe adawonongeka kudzera m'milandu yachiwembu kapena kukangana, atha kutsata njira zamalamulo.
Ogulitsa ambiri sadziwa malamulo ndi zofunikira zomwe zimakhazikitsidwa ndi lamulo. Ndikofunika kukumbukira kuti simungathe kulakwitsa chifukwa ngakhale pang'ono pang'onopang'ono mukhoza kutaya zambiri. Loya yemwe amagwira ntchito zachinyengo pazachuma atha kukuthandizani kubweza ndalama zanu ndikupangitsa kuti mlanduwo ukhale wosangalatsa.
M'nkhaniyi, tikambirana njira zofunika kwambiri zomwe muyenera kuchita kuti mupeze loya wodziwa bwino zachinyengo yemwe angakuimilireni ndikukuthandizani kuti mubweze ndalama zanu.
Unikani Zomwe Akumana Nazo Pamilandu Yachinyengo Yogulitsa Ndalama
Woyimira milandu yemwe mukumuganizira ntchito ayenera kukhala ndi luso lothana ndi chinyengo. Mikangano yamtunduwu ingakhale yovuta kwambiri kuthetsa, ndipo palibe mikhalidwe iwiri yofanana. Ngati n'kotheka, akulangizidwa kuti mugwire ntchito ndi loya yemwe amagwira ntchito zachinyengo pazachuma. Funsani za zomwe loya adakumana nazo ndikuyang'ana umboni wa utsogoleri woganiza bwino komanso zomwe wapambana kale, monga zotsatira za mlandu. Osachita mantha kufunsa zomwe loya adakumana nazo.
Pezani Malipiro Omwe Amakugwirani Ntchito
Malinga ndi Silver Miller Law Malingaliro a Firm, "Mukataya kale ndalama, kusankha mtengo womwe umakuthandizani komanso udindo wanu ndikofunikira. Maloya amasamalira zonena zambiri zachinyengo pazanyengo. Izi zikutanthauza kuti sadzalipidwa mpaka mlandu wanu ukathetsedwe bwino m’khoti.” Makasitomala safuna kuyika ndalama zambiri pachiwopsezo atatayika kwambiri. Muyenera kuwonetsetsa kuti mukudziwa ndikumvetsetsa zolipirira zilizonse zomwe mungakhale nazo musanasaine pamzere wamadontho, mosasamala kanthu za mitengo yomwe ilipo.
Onani Kugwirizana ndi Mulingo Wotonthoza
Pamene mukumva ngati mukulimbana ndi mikangano yazachuma, ndikofunikira kukhala ndi loya yemwe amamvetsetsa zomwe mukuyembekezera. Ndi za kudziwa zambiri momwe mungafotokozere nkhawa zanu popanda mantha, monga kukhala ndi mkulu wankhondo wodalirika kukutsogolerani kunkhondo. Pofuna kutsimikizira kuti kufunafuna kwanu chilungamo sikutha chifukwa cha kusalankhulana kokwanira kapena kusamvana, loya amene mwamulemba ntchito ayenera kulimbikitsa malo omvetsetsana ndi kulemekezana.
Kuphatikiza apo, mudzafuna kuwonetsetsa kuti njira yawo ikugwirizana ndi zomwe mumakonda; mwachitsanzo, kodi amatenga njira yotsutsana ndi milandu, kapena amagogomezera kufunafuna mwayi wothetsa milandu? The synergy pakati njira ndi kasitomala adzakhala maziko a bwino mgwirizano.
Werengani Ndemanga ndi Maumboni
Ngati mukufuna woyimira mlandu amene amachita zachinyengo pazachuma, muyenera kuwerenga ndikuwunika maumboni ochokera kwamakasitomala am'mbuyomu omwe adakumana ndi zovuta zamalamulo zofanana. Ndemanga zimapereka chidziwitso chofunikira pa kuthekera kwa loya wosamalira bwino milandu yazachinyengo ndikupereka chitsogozo chodalirika.
Luso la loya poteteza ndalama, kuthana ndi njira zamalamulo zovuta, komanso kufunafuna kubweza chifukwa cha chinyengo kuyenera kutsimikiziridwa kudzera mu umboni. Posankha loya wodziwika bwino wochita zachinyengo, mutha kupanga chigamulo chodziwika bwino potengera kafukufuku wambiri komanso umboni. Chifukwa chake, tengani nthawi yanu mukufufuza loya wolemekezeka komanso wodalirika.
Konzekerani Ulendo Wautali
Kuchita nawo zamalamulo ndikofanana ndi maphunziro a marathon osati kuthamanga; zimafuna khama ndi luntha kuti zinthu ziyende bwino. Pofunafuna woyimilira pamilandu, ndikofunikira kukumbukira kuti milandu yokhudza chinyengo chandalama nthawi zambiri imatulutsidwa ndipo ndizovuta kumvetsetsa.
Ndikofunikira kwambiri kuphunzira za njira yomwe loya wanu woyembekezera amagwiritsa ntchito pochita zibwenzi zazitali.
Kutsiliza
Pomaliza, ndikofunikira kupeza ndikugwiritsa ntchito ntchito za a Msungidwe loya wachinyengo kuti ateteze zokonda zanu ndikuchitapo kanthu motsutsana ndi zachinyengo. Kupeza loya wodziwa bwino yemwe angakuthandizeni kuthana ndi zovuta zamalamulo mosavuta kutha kuchitidwa mwachangu poganizira mawonekedwewo ndikuchita kafukufuku wofunikira.
Ngati mutenga njira zolondola ndikugwira ntchito ndi loya wodziwa bwino, mudzakhala ndi mwayi wopezanso chipukuta misozi chifukwa cha zotayika. Msungidwe chinyengo.