Kuchokera kwa anthu achinyengo aku Floridian kupita ku apolisi abodza aku Peruvia, awa ndi achiwembu omwe akufuna kukuberani - kuphatikiza, tiuzeni zachinyengo chanu chapatchuthi.
Kodi tchuthi chanu chinakuwonongeraniko ndi wojambula? Kodi munalandidwa ndi munthu wabodza yemwe amadzinamiza ngati wothandizira paulendo? Tiuzeni nthano zanu za achifwamba patchuthi - komanso ngati sanachite bwino. Gwiritsani ntchito ndemanga pansipa
Tiyeni tiyambire ku mbali ya dzuwa ya msewu. Kuyenda ndi kosangalatsa kopanda malire, mwayi wodabwitsa, dalitso, mwayi - ndipo musalole chilichonse chomwe mukufuna kuwerenga chikukhutiritsani.
Chifukwa muyenera kupitiriza kukonda msewu wotseguka, kufunafuna zosangalatsa zatsopano ndi chisangalalo cha ulendo, mwinamwake mwawalola iwo kufika kwa inu.
Iwo pokhala shaki, achinyengo ndi amalonda odula omwe akufuna kupanga wonga kuchokera ku kuyendayenda kwanu mwachinyengo kwambiri; tinthu tating'ono tating'ono tambirimbiri tating'ono tating'ono tating'ono tating'ono tating'ono tating'ono tating'ono tating'ono tapatchuthi timene timakhala tating'onoting'ono tapatchuthi, zododometsa ndi zoseweretsa zitha kukhumudwitsa wapaulendo wodzipereka kwambiri, kuwapangitsa kukhala amantha ndikukhala kunyumba.
Koma kodi mulola kuti makoswewa asokoneze tchuthi chanu? Gehena, ayi. Mukhala okonzeka, odziwitsidwa ndikutha kuwona miseche yawo patali. Nawa ena mwachinyengo omwe amapezeka masiku ano, kunyumba ndi kunja - musalole kuti akukhumudwitseni.
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THE HOLIDAY CLUB BAIT 'N' SITCH
Mukufuna chakudya chamasana chaulere? Nthawi zambiri, makalabu atchuthi onyenga amaitanira makasitomala kuhotelo yapamwamba kuti apirire maola angapo akugulitsa malonda kuti alandire chakudya ndi mphatso. Mlandu wake ndi uwu: pa ndalama zokwana £3,000-£10,000, mudzapeza tchuti chotsikirapo chaka chilichonse, ndikungolipira ndalama zina pachaka.
Nthawi zonse ndi "kugula tsopano kapena ayi", koma mukangofika kunyumba ndikuyesera kusungitsa tchuthi chanu choyamba, zonse zimalakwika. Zogulitsa zimasowa, malo ambiri ochezerako kulibe, pali zowonjezera zowonjezera zam'nyengo zapamwamba ndipo malo awo adagulitsidwa mochulukira - ndipo, mwachidziwikire, mulibe mwayi wopeza ndalama zanu.
Malinga ndi ziwerengero za 2007 zochokera ku Office of Fair Trading, mpaka 400,000 Britons pachaka amapereka ndalama zokwana £ 1 biliyoni ku "makalabu atchuthi" onyenga omwe sapereka malonda awo otsika kwambiri. Akuti, imodzi mwazovuta kwambiri ndi Sunterra / Diamondi, yomwe yakhala ikukhudzidwa ndi ogula ku Britain ndi USA - kasitomala wakale wakale, Allan Thompson waku Glasgow, adayimitsa basi ya kampeni, yotchedwa Scambulance, kunja kwa malonda ake. zowonetsera kuti zichenjeze makapu omwe angakhalepo.
Kuwongolera momveka bwino: OFT ili ndi malamulo atatu okuthandizani kuti muzitha kuzindikira pakati pa scammers ndi makalabu ovomerezeka atchuthi - lonjezo lililonse lapakamwa liyenera kulembedwa, ufulu wanu wochotsa uyenera kukhala womveka komanso wosindikizidwa, ndipo, chofunikira kwambiri, muyenera kuloledwa kutero. chotsani contract musanalembetse. Koma timalimbikitsa kungopeza pa intaneti ndikupeza zotsatsa zanu.
ULENDO WAULERE WA PHONEY WA KU FLORIDA
Foni ikulira ndi mawu amagetsi amakuuzani kuti mugunde nambala 9 kuti mutenge mphoto yanu, tchuthi ku Sunlight State - panthawi yomwe wogulitsa amabwera pamzere ndipo akufotokoza kuti mwapambana, makamaka, mwapambana kwambiri pa tchuthi. . Kuti musindikize mgwirizanowu, mumauzidwa kuti, zidzatenga pakati pa £ 500 ndi £ 700 paulendo wamtengo wapatali wa £ 2,000, nthawi zambiri ku Orlando ndi Bahamas.
Mukafunsidwa zambiri za kirediti kadi yanu, "kutsimikizirani", koma ndalama zonse zimachotsedwa pakhadi yanu popanda chilolezo chanu. Ngati muyesa kubweza ndalamazo, kuchedwa kumayamba, mafoni sakuyankhidwa, maphukusi samafika, ndipo antchito nthawi zambiri amanyoza makasitomala. Ndipo kampani yanu yama kirediti kadi sikuyenera kukubwezerani ndalama - chifukwa mudawerenga manambalawo.
Nyuzipepala ya Sunday Times ikudziwa za anthu ambiri omwe anazunzidwa ndi chinyengo ichi, ndipo Dipatimenti ya Zaulimi ndi Ogula ku Florida yakhala ikuyesera kutseka omwe akuwazunza kwa zaka zambiri - koma akadali pa ntchito.
Kuwongolera: ngati mwauzidwa kuti mwapambana mpikisano womwe simunalowe nawo, ndi chinyengo. Ngati mwagwidwa ndi azanyengo aku Florida, pitani pa www.800helpfla.com.
CHIGAYO CHA KHADI
“Khalani wothandizira paulendo! Sungani 50% -75% pamaulendo apa pandege ndi mahotela pogwiritsa ntchito mitengo yapadera ya maothandizira okha. Kupeza khadi lothandizira paulendo kumatenga mphindi 15 zokha!”
Chinyengo cha intaneti ichi, chomwe chimadziwika kuti "mphero yamakhadi", chikuchulukirachulukira. Apaulendo aumbombo amauzidwa kuti akawononga ndalama zokwana £260 pa chiphaso chaothandizira oyendayenda, adzakhala oyenera kulandira mitengo yamakampani, kutanthauza kuchotsera kwakukulu pamaulendo apandege, mahotela komanso, nthawi zambiri, maulendo apanyanja.
Mumatsokomola zambiri za kirediti kadi, ID yanu ifika - ndipo nthawi yoyamba mukayimenya pa desiki yolandirira alendo, mumaseka kuchokera pamalo olandirira alendo.
Vutoli likufalikira kwambiri kotero kuti Royal Caribbean Cruises yangolengeza kumene kuphwanya makadi-mphero chumps - ngati inu kung'anima imodzi mwa makadi amenewa, osati simudzalandira kuchotsera, simudzaloledwa buku pa mlingo wonse.
Kuwongolera bwino: ngati mukufunadi ntchito yoyendera, pali tsamba lantchito pa www.abta.com.
Ntchentche-BY-USIKU
Chinyengo chokwera mtengo kwambiri ku UK ndi chakale kwambiri m'bukuli - makampani omwe amatenga ndalama za apaulendo, kenako amatseka mabizinesi awo osapereka zomwe adalonjeza.
Kutsekedwa kochuluka kumangokhala kulephera kwamabizinesi - pafupifupi makampani 25 ovomerezeka pachaka amapita patsogolo, kusiya, pafupifupi, ma Briteni 20,000 omwe ali ndi mapulani atchuthi - koma ambiri ndi mabizinesi. Mu 2006, kampani ya Oxfordshire yotchedwa MAS Travel inatolera ndalama zoposera £1m za apaulendo aku Britain pamayendedwe otsika mtengo. Koma kampaniyo sinagule matikiti kundege, ndipo idatseka sitolo mwachangu - apaulendo ena adapeza kuti adaberedwa pa desiki lolowera.
Kuwongolera momveka bwino: moyenera, muyenera kugula tchuti kuchokera kwa ogwiritsa ntchito omwe ali ndi Atol, omwe kugwa kwawo sikungakuwonongereni khobiri. Koma m'nthawi zodziyimira pawokha, pomwe ambiri aife timaphatikiza tchuthi chathu, chitetezo ndikuwonetsetsa kuti inshuwaransi yanu yoyenda imakhudza kutsekedwa kwa ndege ndi oyendetsa - mfundo zambiri zimatero.
INSURANSI YOYERA
Chinyengochi, mwamwayi, chatsala ndi chaka chimodzi chokha kuti chichitike - koma, monga lipoti la House of Commons la 2007 linanena, chifukwa chimakhudza oyenda 10m ku UK pachaka, chidakali chodetsa nkhawa. Kwenikweni, othandizira ambiri oyendayenda ali ndi ntchito yoti akugulitseni inshuwaransi pambali patchuthi chanu, ndipo kwa ambiri aiwo, kugulitsa molakwika ndikovuta kwambiri kukana.
Kafukufuku wa Consumer Association mu 2006 adati 81% yamakasitomala sanafotokozedwe bwino ndi omwe amawathandizira, 55% sanauzidwe za kubweza kwawo mopitilira muyeso ndipo 65% sanafunsidwe za madandaulo omwe analipo kale. akanangowasiya obisika.
Malinga ndi kafukufuku wina wa 2007, ndi Sainsbury's Bank, 7% yamakasitomala adauzidwa bodza lalikulu ndi wothandizira maulendo awo - kuti amayenera kugula inshuwaransi kuti apeze tchuthi. Boma likuda nkhawa kwambiri, kuyambira Januware 2009, ogwira ntchito paulendo aziyendetsedwa ndi Financial Services Authority.
Kuwongolera momveka bwino: khalani ndi udindo wanu - chifukwa, mwalamulo, udindo uli ndi inu - kuwonetsetsa kuti wothandizira akudziwa zachipatala chilichonse komanso zomwe ulendo wanu ungakhudze. Ndipo kumbukirani kuti ndi ufulu wanu kugula zinthu.
Kutali
WOLANDIRA ZABODZA
Ngati ndinu wokonda zachinyengo, jackpot yamakono imakhala nthawi yayitali yokha ndi zambiri zama kirediti kadi zapaulendo asanazindikire kuti chilichonse chavuta. Njira zodziwika bwino, komanso zosaletseka, zimaphatikizapo kujambula zonse mukamapereka khadi kuti mukadye kapena petulo - koma njira yatsopano yanzeru, yomwe idanenedwa koyamba ku Shanghai, inali kuyimba zipinda zama hotelo usiku kwambiri, kunamizira kuti akuchokera. kulandira.
"Tikuyesera kukonza bilu yanu, bwana, koma zambiri zamakhadi zikuwoneka kuti sizolakwika. Kodi mungangobweretsa khadilo pa desiki?" Koma ndi XNUMX koloko m'mawa! "Chabwino, ingowerengani manambala omwe ali pafoni ..."
Kuwongolera momveka bwino: samalani kwambiri amene atenga manambala anu ndikuchotsa khadi lanu pamaso panu. Zoona zake n'zakuti, chitetezo chanu chabwino kwambiri ndi chomaliza - kuwunika mosamala chikalata chanu cha kirediti kadi mukamayenda ulendo uliwonse wakunja. Muyenera kubwezeredwa ndalama zilizonse zomwe zidatengedwa mosaloledwa.
KUtembenuzidwa Mwachinsinsi
Pali zina zazing'ono, komanso zokwiyitsa kwambiri, momwe mungachitire mukapereka khadi lanu kutsidya lina. Nthawi zonse mukalipira ndi khadi, muyenera kupatsidwa mwayi wosankha kutsika mtengo kapena ndalama zakomweko - ndipo chisankho chanzeru ndi chomaliza, kulola banki yanu kusintha ndalamazo kukhala sterling pambuyo pake.
Koma mashopu ambiri, mahotela ndi malo odyera ali ndi malingaliro ena, ndipo amasintha ndalama zanu kukhala zabwino kwambiri osakufunsani, pogwiritsa ntchito mitengo yawo yosinthira mopanda mpikisano. Kuti awonjezere chipongwe, amangokhalira kusinthanitsa mpaka 4%. Cheeky.
Kuwongolera momveka bwino: ndi lamulo labwino kugwiritsa ntchito kirediti kadi pongogula zazikulu kuchokera kwa mavenda okhazikika, ndiye kumbukirani kuwauza kuti mukufuna kulipira ndi ndalama zawo zakunyumba.
AKUNYENGEZA APOLISI
Ndi chinyengo chapamwamba, chifukwa chimagwira ntchito. Wachichepere wolankhula bwino wonyamula chikwama amene anandiuza nkhani yochenjeza imeneyi, mwinamwake mwanzeru, anasankha kusadziŵika kuti: “Ndinali kucheza ku Cuzco, Peru, pamene ndinakumana ndi mnyamata wakumaloko, ndipo tinakhala mabwenzi. Anandionetsa mabwinja ena, tinali kumwa moŵa pang’ono, ndiye, usiku wina, anati, ‘Ndiwe bwenzi langa, umandikomera mtima. Ndikufuna kukupatsa mphatso.' Ndipo amandipatsa chibakera chamba.
Patatha pafupifupi ola limodzi, ndinali kubwerera ku hostel yanga. Amuna awiri anali kuyembekezera kunja kwa chipata chakumaso. Anandiuza kuti anali apolisi ndipo anandipempha kuti nditulutse m’matumba anga. Atapeza dope, anandiuza kuti ndikhala zaka zinayi m'ndende chifukwa chogulitsa mankhwala osokoneza bongo… pokhapokha nditawalipira $200 kuti ndiiwale chilichonse. Ndikuchita mantha mumsewu wamdima, ndinalipira pamenepo - ndipo sindinamuonenso 'mnzanga'."
Kuwongolera: osagwiritsa ntchito mankhwala osokoneza bongo. M'mawu ambiri, ngati mukukumana ndi vuto lomwelo, kumbukirani kuti chitetezo chanu ndicho chofunikira kwambiri. Yesani modekha kulengeza nkhaniyi poyera, kuchititsa anthu ena kutengapo mbali, makamaka apolisi enieni - ngakhale mutakhala ndi hashi yodzaza m'thumba, zikhala zachinyengo. Ngati muli nokha, ganizirani kutsokomola.
SHONKY EXCHANGE BOOTH
Pali chinyengo chochuluka chokhudza malo osinthira, ndizoyenera, zovuta kuziwerengera. Nthawi zonse pamakhala nthawi yomwe muyenera kusintha ndalama koma mulibe banki, chifukwa chake otembenuza osakhazikika amalowa. Zambiri ndi zovomerezeka, koma zizindikiro zosonyeza kuti zonse sizili bwino ndi monga: wowerengera akugwedeza ndi kuwerengera ndalama mumagulu ang'onoang'ono opusa, zomwe zimapangitsa kusunga kukhala kovuta; chisokonezo kapena mkangano umene umayamba mosavuta pamene mukuyesera kuwerengera ndalama zanu; ndi chilichonse chokhudza maenvulopu osaoneka bwino, omwe mwina angakhale ndi timapepala ta m’nyuzipepala.
Kuwongolera momveka bwino: nthawi zonse sinthani ndalama muwiri, kuti mmodzi wa inu azingoyang'ana pomwe winayo amapewa zododometsa zilizonse. Pezani risiti, ndikusankha malo okhazikika, osati bunco booth kapena bloke wokhala ndi chikwama, kotero mudzakhala ndi kwinakwake kokatengera apolisi ngati mutasintha pang'ono.
MBWEWE WAKUMWA DODGY
Ambiri aife tagwidwa ndi "zabwino" zachinyengo ichi - mlendo wochezeka amakutengerani kukumwa kudziko lachilendo, amakulipirani kachigawo kakang'ono ka zomwe zimakutengerani pazakumwa zomwezo, kenaka amatenga cholembera kuchokera ku bar- mwiniwake pa nthawi yotseka yokokera kumbuyo kwanu kokhala bwino m'nyumba. Palibe vuto.
Koma mtundu woyipa, masamba a apaulendo akuwonetsa, akhazikika m'malo opumira atsopano aku Venezuela. Nthawi ino, bwenzi lanu lakunyengezera lakupatsirani mtundu wakutchire wa Rohypnol, wotchedwa burundanga. Izi zimapangitsa pafupifupi maola atatu kuti musapunthwe, panthawi yomwe mumabera.
Ofesi Yowona Zakunja ikuti burundanga ikugwiritsidwanso ntchito ku likulu la Venezuela, Caracas, kukhazika mtima pansi apaulendo powakhudza, pogwiritsa ntchito timapepala tating'onoting'ono ndi timapepala. Koma mowa ndi njira yobweretsera yofala kwambiri - chifukwa ndani amawona chikwama chikumenyekera? Mosadabwitsa, Thailand ikukhalanso malo otentha akumwa mowa.
Kuwongolera: ndi chinyengo "chabwino", ndibwino kuti mupumule - moona, ngati aliyense akudziwa zomwe zikuchitika, choyipa chake ndi chiyani? Pofuna kupewa burundangaed, yang'anani zakumwa zanu mu bar, kondani zinthu za m'mabotolo ndipo nthawi zonse muziganizira mozama za kupita ku clubbing musanawuluke nokha.
TAXI YOSAVUTA
Mwatopa, pali mzera pamalo okwerera matakisi, ndiye kuti mukuvomera tekesi yosadziwika bwino. Kuyambira pano, zotulukapo zabwino ndizakuti mudzalipitsidwa mochulukira, kapena kukakamizidwa kuti muyime pashopu yachikumbutso ya mchimwene wake woyendetsa panjira yopita ku hotelo yanu.
Zotsatira zake zoipa zimakhala zoipa kwambiri. Mu 2006, banja lina la ku Austria paulendo wozungulira dziko lonse lapansi linakwera taxi yabodza pamalo okwerera basi ku La Paz, Bolivia - ndipo adabedwa. Makhadi awo aku banki ndi ma Pin manambala awo adatengedwa ndipo adasungidwa akapolo kwa masiku asanu, pomwe maakaunti awo aku banki adachotsedwa. Kenako anaphedwa.
Kuwongolera bwino: osakwera ma taxi osadziwika - kuyimitsa kwathunthu. Ndipo, zachisoni, zikuwoneka kuti mwambo wakale wa apaulendo wogawana ma taxi kuti apulumutse ndalama sulinso wotetezeka - banja losauka la ku Austria, ndi ena omwe adathawa zovuta zofananira (makamaka ku South America), zidathetsedwa mwa zina ndi zigawenga zomwe zimadzipanga ngati apaulendo. ndikukwera mu taxi yawo. Gawani zokwera zokha ndi omwe mumawakhulupirira, ndipo musalole kuti dalaivala akwere munthu wina.
OSAPATSA NSApato A ISTANBUL
Zinyengo zina zimakhala zopanda vuto. Anyamata ambiri omwe amavala nsapato ku Istanbul ali ndi njira yabwino yopezera ndalama. Iwo apanga luso logwetsa burashi kumbuyo kwawo mosadziwa mumsewu, m'njira ya okonda tchuthi.
Mumanyamula ndikupita nawo kwa iwo, ndipo amakuthokozani kwambiri chifukwa chopulumutsa chida chofunikira pamalonda awo - mwina chidzakhala burashi ya nsapato ya agogo awo. Kunena zothokoza, amakupatsirani kuwala kwaulere, ndipo, pamene zala zanu zikugwedezeka, mudzamva nkhani yayitali yamwayi, yopangidwa kuti imasule chikwama cholimba kwambiri.
Kuwongolera momveka bwino: Chifukwa chiyani muyenera kuwongolera? Ngati nsapato zanu zikufunika kupukuta, vomerezani zoperekazo, sangalalani ndi nkhaniyi ndikulipira mwamunayo. Chikopa chanu chikakhala chabwino komanso chonyezimira, mudzasiyidwa nokha.
ZOCHITIKA ZOTSATIRA ZOTSATIRA
Wanzeru, izi - mumayika katundu wanu pa lamba wonyamula katundu, koma mwamuna amakudutsani mwachangu. Kenako amadzikweza yekha pa detector, ndikutulutsa ndalama zambirimbiri, makiyi ndi zosonkhanitsa. Mukudikirira moleza mtima, munthu yemwe anali pamzere patsogolo panu - wothandizana ndi Mr Metal - amadikirira chikwama chanu, kenako ndikuchimenya.
Ma eyapoti aku US, pomwe chipwirikiti chachitetezo komanso apaulendo olemera amawombana, akuwoneka kuti akhumudwa kwambiri ndi izi - mu 1997, mafuta owopsa aku Texan akudutsa pa eyapoti ya Newark adatulutsidwa mchikwama chake, chomwe chinali ndi zodzikongoletsera zamtengo wopitilira $ 300,000.
Kuwongolera momveka bwino: yang'anani zinthu zanu, imirirani - ndipo, kawirikawiri, ganizirani mobwerezabwereza za kugwiritsa ntchito katundu wanu kutsatsa chuma chanu.
NDIPONSO ZINTHU
CHINYENGO CHA BASI
Pomaliza, yankho ku funso lakuti: "Kodi anthu angakhale opusa bwanji?" Malinga ndi malipoti amakampani a inshuwaransi, vutoli lasokonekera kwa anthu oyenda mopupuluma kudutsa USA ndi Canada. Zimayenda motere - mumafikiridwa ndi munthu wina yemwe ali mu bar yemwe amakutsimikizirani madola masauzande ambiri ngati mutalowa nawo chinyengo pokwera basi kuti abwere kumbuyo kwinakwake.
Ambiri mwa okwerawo, mwalonjezedwa, adzachita zachinyengo, ndipo onse adzatsutsa kuti chinali cholakwa cha dalaivala, pamene akusisita chiuno ndi makosi. Ndipo kampani yamabasi idzayamba kupereka ndalama ndi mafomu ochotsera ngongole nthawi yomweyo. Kuti mutengepo kanthu, zomwe muyenera kuchita ndikulipira mnzanu watsopano $250 chindapusa ndikukwera basi yomwe mwapatsidwa.
Tsiku lotsatira, mudzakwera basi, ndikuyang'anitsitsa anthu onse omwe mukukwera nawo, ndipo ulendowu ukadutsa popanda vuto, mumazindikira pang'onopang'ono kuti ndinu chimpukutu chosachiritsika.
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