Kulumikizana kolipira malire kudzera pa QR Code kwavumbulutsidwa posachedwa Singapore ndi Indonesia.
Izi zimathandizira makasitomala a mabungwe azachuma omwe asankhidwa m'maiko onsewa kuti azitha kuchita mabizinesi pongosanthula ma QR code.
Mgwirizanowu, wolengezedwa ndi Banki ya Indonesia ndi Ulamuliro Wamalamulo ku Singapore, ikufuna kuwongolera zolipirira zosavuta komanso zopanda malire kudutsa malire.
MAS ndi Bank Negara Malaysia posachedwapa adakhazikitsa njira yolipirira nthawi yeniyeni, kugwirizanitsa PayNow yaku Singapore ndi DuitNow yaku Malaysia. Kuphatikiza uku kumathandizira kusamutsa thumba lachangu, lotetezeka, komanso lachuma kuchokera kwa munthu kupita kwa munthu ndi kutumiza ndi kutumiza kumayiko onse awiri.
Kulengezedwa kudzera mu kutulutsidwa kogwirizana kwa MAS ndi BNM, kulumikizanaku kudayambitsidwa pa Chikondwerero cha FinTech cha Singapore ndi Ravi Menon, woyang'anira wamkulu wa MAS, pamodzi ndi anzawo aku Indonesia ndi Malaysia.
Kukhazikitsa maulalo olipira malire pakati pa mayiko monga Singapore, Indonesia, ndi Malaysia kumatha kukhala ndi zotsatira zabwino pazambiri zokopa alendo m'njira zingapo.
Zokhudza Malipiro Odutsa M'malire pa Tourism
Zabwino kwa Alendo:
Njira zolipirira zopanda malire zimathandizira kuti alendo azikhala omasuka. Atha kulipira mosavuta, kaya ndi malo ogona, odyera, zoyendera, kapena kugula zinthu, osadandaula ndi kusinthana kwa ndalama kapena zovuta zamalonda.
Kuchulukitsa kwa Ndalama:
Alendo odzaona malo akamaona kuti n’zosavuta kubweza ndalama m’dziko lachilendo, angakonde kuwononga ndalama zambiri. Kulipira kopanda mavuto kumalimbikitsa alendo kuti afufuze ndikuchita zinthu zosiyanasiyana, zomwe zimathandizira chuma cham'deralo.
Kukopa kwa Kopita:
Maiko omwe amapereka njira zolipirira zowoloka malire amakhala okopa alendo. Amawona malowa ngati odziwa zaukadaulo komanso okonda alendo, omwe amatha kukopa alendo ochulukirachulukira poyerekeza ndi komwe kuli kopanda njira zolipirira.
Kulimbikitsa Maulendo Achigawo:
Pokhala ndi njira zolipirira zosavuta pakati pa mayiko oyandikana nawo, alendo amatha kuwona malo angapo mderali. Mwachitsanzo, munthu wina wokacheza ku Singapore angasangalale kuti awonjezere ulendo wake wopita ku Malaysia kapena Indonesia ngati angathe kusamalira malipiro mosavuta m'malo onsewa.
Kuthandizira Mabizinesi Ang'onoang'ono:
Kwa mabizinesi akomweko omwe amadalira zokopa alendo, njira zolipirira zosavuta zimatha kukopa makasitomala ambiri ndikuthandizira mabizinesiwa kuchita bwino. Atha kuthandiza bwino alendo ochokera kumayiko ena popanda kuda nkhawa ndi njira zolipirira zovuta.
Bank Indonesia (BI) ndi Monetary Authority of Singapore (MAS) adawulula mapulani oyendetsera ndalama zakomweko m'mawu ogwirizana. Dongosololi, lomwe likuyembekezeka kugwira ntchito pofika chaka cha 2024, cholinga chake ndikuthandizira kukhazikika m'malire - kuphatikiza malipiro a QR, malonda, ndi mabizinesi - pakati pa Indonesia ndi Singapore pogwiritsa ntchito ndalama zawo zakumaloko.
BI ndi MAS adatsindika kuti izi zithandiza kuchepetsa kuopsa kwa kusinthana ndi ndalama zamalonda ndi ogwiritsa ntchito. Izi zikutsatira chikumbutso cham'mbuyomu chomwe chidasainidwa mu 2022 cholimbikitsa kugulitsa kwamayiko apakati pandalama zakomweko, mogwirizana ndi zoyeserera za ASEAN zolimbikitsa kugwiritsa ntchito ndalama zakomweko pakugulitsa ma intra-bloc.
Mabanki apakati a Indonesia, Malaysia, Philippines, Thailand, ndi Singapore anali atagwirizana m'mbuyomu kuti apititse patsogolo mgwirizano pamalumikizidwe olipira, pomwe banki yayikulu yaku Vietnam idalowa nawo.
Ndondomeko ya ndalama zakomweko ikakhazikitsidwa, mgwirizano wolipira wa QR wodutsa malire adzagwiritsa ntchito mawu achindunji amitengo yosinthira ndalama zakomweko kuchokera kumabanki a Appointed Cross Currency Dealer (ACCD).
Mtsogoleri woyang'anira MAS, Bambo Menon, adanena kuti ndondomekoyi idzathandizira mgwirizano wamalipiro womwe ukupitirirabe, zomwe zikuwonetsa gawo lofunika kwambiri pa mgwirizano wa malipiro a malire a Singapore ndi chuma chachikulu cha m'madera.
ZOMWE MUNGACHITE PA NKHANIYI:
- Izi zikutsatira chikumbutso cham'mbuyomu chomwe chidasainidwa mu 2022 cholimbikitsa kugulitsa kwamayiko apakati pandalama zakomweko, mogwirizana ndi zoyeserera za ASEAN zolimbikitsa kugwiritsa ntchito ndalama zakomweko pakugulitsa ma intra-bloc.
- Bank Indonesia (BI) ndi Monetary Authority of Singapore (MAS) adawulula mapulani oyendetsera ndalama zakomweko m'mawu ogwirizana.
- Kukhazikitsa maulalo olipira malire pakati pa mayiko monga Singapore, Indonesia, ndi Malaysia kumatha kukhala ndi zotsatira zabwino pazambiri zokopa alendo m'njira zingapo.
